Health Insurance for Foreign Nationals

Health Insurance for Foreign Nationals Pursuant to the laws of Republic of Turkey, foreign nationals that seek to have a residence permit are obliged to have a health insurance. Foreign nationals that have an appointment for a residence permit must bring the original of the health insurance policy with them to the appointment.

Minimum terms for the health insurance


Annual Minimum Limit Share Annual Minimum Limit Share
Outpatient treatment TL 2.000 Insured    : %40
Company     : %60
TL 2.000 Insured    : %40
Company  : %60
Inpatient treatment Unlimited Insured   : %0
Company   : %100
TL 20.000 Insured    : %20
Company  : %80

How about the amount of policy? How about the amount of policy?

Insert your date of birth to calculate the amount of policy.

How to buy insurance? How to buy insurance?
You only need to contact us for buying an insurance policy. Our expert team will issue and deliver to you a policy in an hour.

Your policy is in your hand in an hour!
If you are in the province of Istanbul, your policy will be issued and delivered to you latest in one or two hours by courier. Foreign nationals outside the province of Istanbul will have their policy delivered by cargo next day.

You need to have a tax ID number of a Turkish Id number for foreign nationals in order to have a general health insurance. Please visit to check your Turkish ID number for foreign nationals.

Which services does my health insurance cover?

Inpatient Treatment Guarantees

  1. Hospital services (surgery, operating room, anaesthesia, medication, laboratory, radiology etc.)
  2. Room, bed, food and hospital attendant expenses during the hospitalisation
  3. Cornea, kidneys, pancreas, liver, heart and lung transplantation
  4. ESWL, Gama Knife expenses
  5. Coronary angiography
  6. All diagnostic biochemistry, microbiology, pathology examinations , radiologic examination and imaging during an inpatient treatment
  7. Post-operative physiotherapy
  8. Domiciliary medical care services that help daily living functions of the insured for social support purposes
  9. Chemotherapy, radiotherapy, dialysis
  10. Medical treatments such as food poisoning, plaster cast, minor burn treatments that take less than 24 hours (observing, short-stays)
  11. Artificial organ expenses in case of loss of limbs due to an accident or illness
  12. Treatments at intensive care units
  13. Dental and nose treatments due to a traffic accident

Outpatient Treatment Guarantees

  1. Medical examination
  2. Diagnostic examinations
  3. Medication
  4. Physical treatment
What are the policy cancellation terms?
  1. Submitting a new private health insurance contract that covers the residence permit term
  2. Cancelling the residence permit
  3. Submitting a certificate of involvement in the General Health Insurance pursuant to the Law Number 5510 on Social Insurance and General Health Insurance
I want a more comprehensive policy.

You may refer a policy plan above the minimum guarantees.
You only need to get in touch with us for that.Sour insurance experts will advise the best policy for you.

Foreign nationals that have an insurance abroad
Foreign nationals that buy insurance from an insurance company abroad must document that such policy is valid in Turkey. Insurance company abroad should be accredited (approved) by an office established in Turkey.
Health insurance for the foreign nationals that have a work permit and the foreign nationals accompanied by him/her
Spouse and children of a foreign national that has a work permit are not necessarily obliged to have a health insurance individually. If they can benefit from health insurance of the individual that has a work permit, they do not need to have a policy separately. It is sufficient for them to get a certificate of provision from the social security directorate.
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